How A Bankruptcy can be Deleted before 7 – 10 years

How A Bankruptcy can be Deleted before 7 – 10 years

More than 500,000 Americans file for bankruptcy every year. Source Bankruptcies stay on your credit report for different years depending on the type. Chapter 7 (complete bankruptcy) stays on your credit report for 10 years. A Chapter 13 (payment plan) bankruptcy...

The Definitive Difference Between Credit Reports and Credit Scores

This blog post will explain the difference between Credit Reports and Credit Scores. Your ability to get a loan or a new credit card depends on what your credit report reveals and what your credit score says.  Your economic happiness depends on them! The first thing...
What To Do if a Debt Collector is Suing Me?

What To Do if a Debt Collector is Suing Me?

If this is you, we know you have questions.  We’ve got answers. If a debt collector is suing you there are steps you can take to defend yourself.  A better understanding of the legal process is necessary to know how to defend yourself against debt collector...
What Does My Credit Score Have To Be To Purchase A Motorcycle?

What Does My Credit Score Have To Be To Purchase A Motorcycle?

So you finally decided to buy a motorcycle… Check out these 5 motorcycle financing options: Dream motorcycle…check.  Financing…check. Now…How is your credit score? Life happens…and now your credit score needs some love. Free Credit Repair...